Lear Capital

Candian Maple Leaf Gold Bullion CoinWith so many individuals losing their entire life savings because of investments in untrustworthy financial assets, many are turning to the safety of physical gold assets and companies that know what to do with them, as well as keeping a keen eye on the mining industry.

Lear Capital is a gold investment company and one of the self-appointed “Precious-Metal Pioneers.” Headquartered in Los Angeles, the company concept revolves around retirement options and gold investments. According to Lear Capital Reviews, the company offers competitive pricing on the gold-backed IRA marketplace with considerable diversification to counterbalance the unpredictability of inflation and the increasing altering currency market.

The Beginning

Established in 1997 and based in Los Angeles, Lear Capital focuses on silver and gold-coinage and affixing these assets to IRA plans. Managed by creator Kevin DeMeritt and directed by CEO Scott Carter, the company celebrates increased popularity among initial investors. With considerable reductions on their gold-IRA rollover program, the company draws a considerable amount of fresh investors in addition to selling precious-metals including palladium, platinum, silver, and gold. They also offer IRA rollover services.

Regardless of sustaining an A+ rating with the BBB Better Business-Bureau for a number of years, the company’s rating has been not been affirmed lately due to various customer complaints that have been resolved and additional complaints with BCA. The issues seem to be built around a few instances of postponements in billing and collections including discrepancies between the publicized products and the final product put on the market. After an analysis, there seems to be a disparity with hidden fees that are not transparent when the customer signs-up online.

However, like any gold IRA company in the market, there are issues that are inevitable. There are aspects to the precious-metal market that can catch any company unawares and Lear Capital seems to be no different.


Services offered by the company include the basics such as storing gold for clients in a safe place, setting up self-directed IRAs, and buying gold that the IRS approves. There are plenty of noteworthy features too. For example, the “Knowledge-Center” on the company website is a series of downloadable data on numerous facets of the precious-metals market including events influencing present market conditions. In addition, they have an “Investor-Resources” section offering an historical chart center, coin search, and precious-metal news. Nonetheless, these features may only attract the interest of staunch investors.

The chief coins sold by the company are the Canadian Maple Leaf and the American Eagle. As of June 2013, Lear Capital began restricting consumer’s online orders to a maximum of $5K.

The company does emphasize that gold-pricing is quoted in “real-time” and that the pricing customers pay is established the instant the acquisition is finalized. Furthermore, it is pointed out on the website that the particular date and year of coins cannot be selected. Dates are determined by on hand stock at the prudence of the Lear Capital team.

The Conclusion

Lear Capital has remained increasingly active and earnest about addressing customer issues. The company remains committed to ameliorating customer dissatisfaction. Keep in mind, that no company or individual can please the people 100% of the time. The only real downfall is the company’s scaling-fee system. However overall, Lear Capital has proven to be a fairly upright investment company. Something that is unique is the abundance of information the company offers on their website. This information is a tremendous help for beginners and experienced investors as well.

Read additional company reviews: Bullion Direct | Regal Assets | Rosland Capital

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